Last Updated: December 5, 2025

1EDUCATIONAL NATURE OF THE SERVICE (NOT INVESTMENT ADVICE)

TrendMonster is NOT an Investment Adviser. We are not registered as investment advisers, broker-dealers, or financial analysts with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any other regulatory body in any jurisdiction.

• No Personalized Advice: The content provided, including the "Green/Red" dashboard signals, trade logs, and webinars, is for general educational and informational purposes only. It does not constitute a recommendation to buy, sell, or hold any specific security.
• No Fiduciary Duty: We do not have a fiduciary relationship with you. We do not know your personal financial situation, risk tolerance, or investment goals.
• You Are Responsible: All investment decisions are made solely by you. You should consult with a qualified, licensed financial advisor or tax professional before making any investment decisions.

2RISKS OF THE "LIVE EXPERIMENT"

The "TrendMonster Experiment" involves the founder (Felix) trading a personal account with real capital. You acknowledge the following specific risks regarding this experiment:

• Personal Account Differences: The founder's account size ($1,000,000+), broker execution, commission structure, and risk tolerance are unique to him. You may not be able to replicate his results.
• No "Copy Trading": The Service is not designed as a "signal service" for you to copy blindly. Attempting to copy trades may result in significant losses due to timing delays (slippage), different account sizes, or lack of discipline.
• The Founder May Lose Money: The fact that the founder is trading his own capital is not a guarantee of success. The founder may lose some or all of the capital in the experiment. If the founder loses money, you will likely lose money if you follow the same strategy.

3HYPOTHETICAL PERFORMANCE & BACKTESTING DISCLAIMER

The historical performance data shown on the website (specifically the "Stress Test" results from 2010-2025) is HYPOTHETICAL. It is the result of running a computer algorithm backward through past data.

• Hindsight Bias: Backtests are created with the benefit of hindsight. We know when the 2020 crash happened, so we can build rules to avoid it. There is no guarantee the system will detect future crashes that look different from the past.
• No Real Trading: Hypothetical results do not represent actual trading. They do not account for the impact of liquidity, slippage, fees, or the emotional inability to adhere to the strategy during a drawdown.
• Divergence: Actual results will vary, perhaps materially, from the hypothetical projections. Do not expect to achieve the 35% CAGR or drawdown reductions shown in the simulation.

4SPECIFIC RISKS OF LEVERAGED ETFs (TQQQ)

The TrendMonster strategy may utilize Leveraged Exchange Traded Funds (ETFs), such as TQQQ (ProShares UltraPro QQQ). These are highly complex, high-risk instruments.

• Volatility Decay: Leveraged ETFs are designed to return a multiple (e.g., 3x) of the underlying index for a single day. Over longer periods, you can lose money even if the underlying index goes up.
  • Example: If the market drops 10% one day and rises 10% the next, a standard index is down ~1%. A 3x Leveraged ETF could be down ~6-9% due to the math of compounding.
• Not for "Buy and Hold": These funds are generally intended for short-term trading. Holding them during volatile, sideways markets can result in catastrophic capital destruction.
• Total Loss Risk: In a severe market crash (e.g., a 33% single-day drop), a 3x leveraged ETF could theoretically go to zero.

5GENERAL MARKET RISKS

Trading in financial markets involves a substantial risk of loss and is not suitable for every investor.

• Loss of Capital: You could lose some or all of your initial investment. Do not trade with money you cannot afford to lose (e.g., rent money, emergency funds, retirement savings).
• Systemic Risk: Markets can be affected by economic data, political events, natural disasters, and "Black Swan" events that no algorithm can predict.
• Technology Risk: The TrendMonster dashboard relies on data feeds and software. We do not guarantee 100% uptime. Technical failures could prevent you from accessing critical data during market volatility.

6TESTIMONIALS AND RESULTS

Any testimonials or case studies presented on the website or in marketing materials may not be representative of the experience of other clients. They are not a guarantee of future performance or success. The success of the founder or other members is not typical.

7AFFILIATIONS AND CONFLICTS

Skillset Solutions FZ LLC is an educational company. We generate revenue through subscription fees. We do not receive commissions from brokerage firms for your trades. However, we may have affiliate relationships with software providers or tools mentioned in the training.

8ACKNOWLEDGMENT OF RISK

By subscribing to TrendMonster, you explicitly acknowledge that:

• You have read and understood this Risk Disclosure.
• You understand that past performance is not indicative of future results.
• You accept full responsibility for any financial losses you may incur.
• You agree to hold Skillset Solutions FZ LLC, its founders, employees, and agents harmless from any damages or losses resulting from your use of the information provided.